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- Individuals including non-residents aged 18 - 70 years
- For individuals below 21 years will be required to have a joint applicant aged between 21 and 70
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- Attractive financing packages for properties under construction, completed properties and refinancing
- Rate protection from BLR increase with capped ceiling rates
- Rate flexibility with the option of floating rates
- Return on MRTA/MRTT where part of the premium will be reimbursed upon expiry of your MRTA/MRTT certificate
- Daily rest calculation
- Long financing tenure of 30 years or up to age 70, whichever is earlier
- Maximum financing of 95% of purchase price (inclusive of Islamic MRTA/MRTT and stamp duty)
- Option to include MRTA/MRTT and stamp duty into financing
- No stamp duty for refinancing from conventional loan
- Flexibility of making payment to reduce the next profit charge calculation without any charges
Terms and conditions apply.
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Build your new home and fulfill your dreams with our home financing products designed to suit your individual needs.
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| Financing Tenure |
Non-Zero Entry Cost (Non-ZEC) (% p.a.)
Including Finance Entry Cost (FEC) |
| Under Construction |
Completed |
| 1st - 3rd year |
BLR - 1.70% |
BLR - 1.80% |
| Thereafter |
BLR - 1.80% |
| Minimum Financing Amount |
RM100,000 |
| Lock-in period (from 1st disbursement) |
5 years |
| Reduction of Ibra' |
3% |
Effective 2nd November 2009
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Or choose a state to locate your
nearest bank branch
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