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- Individuals including non-residents aged 18-70 years.
- For individuals below 21 years will be required to have a joint applicant aged between 21-70 years
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- Long financing tenure of 35 years or up to age 70, whichever is earlier
- Maximum financing of 95% of purchase price (inclusive of Islamic MRTA and stamp duty)
- Option to include MRTA and stamp duty into financing
- No stamp duty for refinancing from conventional loan
- 20% discount on stamp duty for new purchase
- Flexibility on making payment to reduce financing principal balance without any charges
*Terms & Conditions apply.
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Build your new home and fulfill your dreams with our home financing products designed to suit your individual needs.
| "BLR-minus Package" |
| Financing Tenure |
Non-ZEC (% p.a.) Incl. FEC |
| All tenure |
BLR - 1.80 |
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Realise your dreams of a new home with our financing products designed to suit your individual needs.
| "BLR-minus Package" |
| Financing Tenure |
Non-ZEC (% p.a.) |
| 1st - 3rd year |
BLR - 1.70 |
| Thereafter |
BLR - 1.80 |
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Alliance i-Wish Flexi Home Financing-i |
Compared with SaveLink |
| One-time Set-up Fees |
Nil |
RM200 |
| Monthly maintenance |
Nil |
RM10 per month |
| Current a/c Dividend |
Mudharabah i-current a/c ~ 0.6% p.a.
estimated |
Nil |
| Processing Fees |
RM200 (waivable) |
Nil |
| Stamp Duty (Refinancing) |
Waived when refinancing from conventional
loans from other FIs |
Full |
| Stamp Duty (New) |
20% discount |
Full |
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| Packages |
Lock-in period (from 1st disbursement) |
Reduction of Ibra' |
Min. financing amount RM |
| NON-ZEC/Financed Entry Cost |
| Completed Properties |
5 years |
3% |
100,000 |
| Under Construction Properties |
5 years |
3% |
100,000 |
Effective 2nd November 2009
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