Whether you're looking at moving into your own business premises or thinking about refinancing your current one, we understand the concerns you may have as a small or large business owner. As one of the leading financiers of business premises, we offer flexible financing solutions that cater to your needs.

Introducing i-Wish Savelink Business Premises Financing-i, the first deposit linked Islamic financing plan that gives you complete control and cash return too. Have the option of putting in extra cash whenever you can, to reduce your profit charge and financing tenure. Withdraw your cash without any charges, anytime you need it.

Benefits

• Attractive financing packages (Option to choose from our Zero Entry Cost (ZEC)/ Non ZEC Package) on daily rest profit calculation
• Rate protection from BLR increase with capped ceiling rates
• No Set Up Fee
• No monthly maintenance fees
• Deposits in Mudharabah Current Account-i works to reduce the profit charges
• Monthly Dividend payment (if any) for customer's Mudharabah Current Account-i is accrued on daily basis
• Cheque book and ATM for easy withdrawals from the Mudharabah Current Account-i
• Return on MRTA where part of the premium will be reimbursed upon expiry of your MRTA certificate (individual/sole proprietor)

This deferred payment sale is a buy and sell agreement between the Bank and the Customer who wishes to acquire an asset. The difference in price between the Bank's purchase price and the Bank's selling price is the profit rate/margin. The profit rate is calculated on a monthly basis and the deferred payment (instalment) is derived from the fixed rate/ceiling rate.

Benefits

• Ceiling rate protection against rising BLR
• Better financial monitoring by knowing the total cash outflow in advance
• Rebate on the difference between ceiling rate and effective rate