Home Financing-i
 i-Wish Home Financing-i
  • A no-frills basic Islamic home financing which is a Shariah compliant product.
  • Based on the Bai Bithaman Ajil concept which is the sale of goods on a deferred payment basis.

Ibra' (Rebate) Notice

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Click here for Bahasa Malaysia version

  • No set up or monthly maintenance fee.
  • Refinancing from a conventional loan to Islamic financing entitles customer to a full waiver on the stamp duty.
  • New purchases, subsale, top up, unencumbered property financing entitles customer to a 20% waiver on the stamp duty.
  • Rate protection from the Base Rate (BR) increase with capped ceiling rates

Features Terms
Profit Rate
Variable rate pegged to Base Rate
Up to 35 years / 70 years of age
Age Requirement
21 years old and above
Margin of Financing
Up to 90% + 5% Mortgage Reducing Term Takaful and/or Financed Entry Cost
Max 70% MOF for Cashline Facility-i 
Financing Type
• Completed or under-construction property
• Subsale
• Top up financing
• Refinancing from another bank with or without cashout
Click here if you cannot view the PDS in below section

If you would like to get the i-Wish Home Financing-i, please fill in the Product Enquiry form here and we will contact you.
Effective financing rate for a 30-year home financing of RM350,000

Financing amount
Amaun pembiayaan
Financing tenure
Tempoh pembiayaan
Effective financing rate
Kadar pembiayaan efektif
Effective date
Tarikh efektif
Home Financing
Pembiayaan Perumahan
RM350,000 30 years/tahun 4.36% p.a. 14 April 2017

This effective financing rate is subject to change from time to time.
Kadar pembiayaan efektif ini adalah tertakluk kepada perubahan dari masa ke semasa
Next Steps


Provide us with your basic contact details and we'll be in touch with you soon.

By Phone

Call us at 03-5516 9988 and we'll be happy to help you out.

Face to Face

We're always ready  to serve you so locate our nearest branch here.