Home / Personal Banking / Fees & Charges
Important Info
 Fees & Charges

Fees and charges herein are effective from 1 April 2015 and inclusive of GST at standard rate (currently 6%), where applicable.

ATM Debit Card & eBanking
Contents Bank charges GST
1. Normal ATM card    
(i) ATM Card issue
RM8.48
(ii) ATM Card annual charge
RM8.48
(iii) ATM Card replacement
RM12.00
(iv) MEPS cash withdrawal
RM1.06 per transaction *
(v) CIRRUS cash withdrawal
RM8.48 per transaction
(vi) CIRRUS balance inquiry
RM1.06 per transaction
2. Alliance My eSaving Debit MasterCard-i    
(i) Debit Card issue
RM8.48
(ii) Debit Card annual charge
RM8.48
(iii) Debit Card replacement
RM8.00
(iv) MEPS cash withdrawal
RM1.06 per transaction *
(v) CIRRUS cash withdrawal
RM8.48 per transaction
(vi) CIRRUS balance inquiry
RM1.06 per transaction
3. Alliance Hybrid Debit MasterCard-i    
(i) Debit Card issue
RM12.72
(ii) Debit Card annual charge
RM12.72
(iii) Debit Card replacement
RM12.00
(iv) MEPS cash withdrawal
RM1.06 per transaction *
(v) CIRRUS cash withdrawal
RM8.48 per transaction
(vi) CIRRUS balance inquiry
RM1.06 per transaction
4. Alliance Online Personal    
(i) Payment to other bank accounts - IBG (GIRO)
RM0.11 per transaction
5. Biz-Xpress Card    
(i) BXC Card Issue
RM8.48
(ii) BXC Card Annual Charge
RM8.48
(iii) BXC Card Replacement
RM12.00
SME Financing Processing Fees
Contents Bank charges GST
1. Processing Fee for Financing Applications    
(i) Processing fee on new application of credit
Generally, charges will be imposed on case-to-case basis. Waived, if classified as SME as per Bank Negara definition.
(ii) Compensation charges on late payment
1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.
Rakan Personal Financing-i
Contents Bank charges GST
1. Compensation charges on late payment 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.
2. Early settlement charges 3% of balance of Selling Price if settled within two (2) years from disbursement date
Consumer Banking
Mortgage
Contents Bank charges GST
1. Redemption Statements    
(i) Redemption Statements
RM53.00 to be collected from the customer for the issuing of first redemption statement. Thereafter, a charge of RM53.00 is to be levied for each subsequent redemption statement
(ii) Confirmation letter to EPF
RM53.00 to be collected from the customer for the issuing of first redemption statement. Thereafter, a charge of RM53.00 is to be levied for each subsequent confirmation letter
2. Photocopies of File Documents    
(i) Request for photocopies of file documents
Minimum charge of RM21.20 to be imposed on the first document and RM10.60 each for subsequent documents of customer who request for photocopies of file documents such as title deeds, charge documents, guarantees, Letters of Offer, S & P Agreement, etc. for various purposes such as potential sale transactions
3. Compensation charges on late payment 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.

CashVantage Financing-i
Contents Bank charges GST
1. Processing Fee No charge n/a
2. Early Settlement Fee No charge n/a
3. Compensation charges on late payment 1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.
4. Stamp Duty Fee & Handling Fees
[as per Stamp Duty Act 1949 (revised 1989)]
On total approved financing amount, to be deducted from financing facility:
- Stamp duty 0.5%


Current, Savings and Term Deposit-i
Contents Bank charges GST
1. Service charge on Consumer Wadi'ah Current Account with daily average balance below RM1,000.00. RM10.60 for half yearly
Service charge on Commercial (business) Wadi'ah Current Accounts with daily average balance below RM1,000.00.
(charges apply for all types of business Current Account, effective 1st April 2009)

(No charge for Government accounts)
RM21.20 for half yearly
2. Over-the-counter charge on Alliance My eSaving Account-i RM5.30 per transaction
3. Handling charges on representing cheques RM50.00 per cheque
4. Charges for cheques dishonoured due to insufficient funds A penalty charge of RM100.00 shall be imposed by the Bank on each cheque
5. Service charge for stopped payment RM15.90 per cheque
RM106.00 if countermanded cheque is returned due to interalia insufficient funds

6. Cancellation of stopped payment instruction RM10.60 per cheque
7. Service charge for cheques returned due to post dated cheque. A service charge of RM10.60 shall be charged on the payee for each post-dated cheque returned
(applicable to collecting bank)
8. Service charge for 3rd party cash cheque encashment RM2.12 per transaction
9. Cheque book not collected after 30 days of issuance RM10.60 per cheque book
10. Stamp duty on cheque books A government stamp duty of RM0.15 per cheque leaf shall be charged to the account upon issuance of a cheque book
11. Service charge request for Statement, Duplicate Document (e.g. cheques, expired guarantee, bills, etc.), GST tax invoice
(i) Retrieval fees of RM5.30 plus RM1.06 per page of statement if printed from system (up to 3 months) or photocopy of other documents
(ii) Retrieval fee of RM21.20 plus RM1.06 per page of statement if reproduced from microfiche plus out-of-pocket expenses (for more than 3 months)
(iii) Retrieval fee of RM21.20 plus RM5.30 per document if it is obtained from branch
(iv) Retrieval fee of RM31.80 plus RM10.60 per document if it is obtained from our warehouse/remote location
(v) Service charge of RM5.30 per GST tax invoice printed (customer may also obtain GST tax invoice at no charge via allianceonline).











12. Service charge on auditors confirmation
(i) RM26.50 for current financial year
(ii) RM106.00 for other request (i.e. previous financial year)

Service charge on auditors confirmation for Commercial (business) account
(charges apply for all types of business Current Account, effective 1st April 2009)
(i) RM31.80 - audit confirmation on account as at a date which is no more three (3) months from date of request.
(ii) RM53.00 - audit confirmation on account as at a date which is between four (4) to twelve (12) months from date of request.
(iii) RM106.00 - audit confirmation on account as at a date which exceeds twelve (12) months from date of request.






13. Service charges on opening of account
(charges apply for all types of business Current Account, effective 1st April 2009)
RM21.20 per account
14. Service charge on closing of Savings Account
(i) Closed within 3 months from date of opening of account: RM21.10
(ii) Closed after 3 months from date of opening of account: RM10.60
(iii) Closed after 3 months from date of opening of account (For Basic Savings Account-i only): No Charges
(iv) Closed within 6 months from date of opening of account (For Alliance My eSaving Account-i only): RM21.20
(v) Closed after 6 months from date of opening of account (For Alliance My eSaving Account-i only): No Charges




n/a





n/a
15. Service charge on closing of Current/Cashline-i Account
(i) Closed within 3 months from date of opening of account: RM21.20
(ii) Closed after 3 months from date of opening of account: RM10.60
(iii) Closed after 3 months from date of opening of account (Basic Current Account-i Only): No Charges




n/a
Service charge on closing of Commercial (business) Current/Cashline-i Account
(charges apply for all types of business Current Account, effective 1st April 2009)
(i) Closed within 3 months from date of opening of account: RM31.80
(ii) Closed after 3 months from date of opening of account: RM21.20


16. Service charge on issuance of duplicate Savings Account passbook reported lost/stolen/worn out or defaced RM10.00
The appropriate stamp duty on the Letter of Indemnity shall be borne by the customer

17. Lost of Investment Account-i receipt RM10.00 stamp duty for Letter of Indemnity
RM5.30 replacement of receipt

18. Service charge on changing coins/notes
(for bulk changing)

(charges apply for all types of business Current Account)
Coins
Minimum: RM5.30 plus 0.53% on the amount per bag
(same denomination or standard bag)

For loose coins
Less than RM100.00: No charge
> RM100.00 to RM1,000.00: RM5.30
> RM1,000.00: Additional RM5.30 on every RM1,000.00

Notes
Single denomination: No charge
2 denominations & above: RM5.30






n/a





n/a
19. Service charge on coins deposits
(charges apply for all types of business Current Account)
Less than RM100.00: No charge
> RM100.00 to RM1,000.00: RM5.30
> RM1,000.00: Additional RM5.30 on every RM1,000.00
n/a

Service charge on Bulk Cash Deposit
(charges apply for all types of business Current Account)
No charge: For first 1,000 pieces, irrespective of denomination.
RM5.30: Next 1,000 pieces or part thereof, irrespective of denomination.
Max: RM5.30 per 1,000 pieces, subject to a maximum of RM530 per deposit.
n/a



20. Postage and handling charges on warning letters (on returned cheque, BMC letter, excess of current account) RM10.60 flat
21. Postage charges on cheque books sent by courier
a. For Personal Cheque Book
b. For Company Cheque Book
RM10.60 or actual courier charges, whichever is higher
22. Account number selection Service charge of RM53.00 for choosing desired available account number
23. Mutilated or defaced notes 1.06% of notes amount chargeable to customers
Minimum: RM15.90
Maximum: RM530.00


24. Service charge for endorsement of the status of company's account to be attached together with tender submission RM21.20 per account
25. Service charge on confirmation on authorised cheque signatories for the renewal of Pusat Khidmat Kontraktor license RM21.20 per account
26. Investment Account-i (Wakalah) Fee RM1.06 (waivable)
27. Cheque processing fee
Effective 2 January 2015, RM0.50 will be levied to the drawer or issuer of the cheque or his account whenever a cheque is received by the Bank for processing, whether for encashment over the counter or for depositing into an account.
RM0.53 per cheque leaf
Alliance BizSmart Online Banking
Sole Proprietor
Contents Bank charges GST
1. Monthly subscription fee - Transactional Module RM5.30 per month
2. Security Device:
(i) Setup & Handling Fees (including Courier Charges)
(ii) 1 Token and Digital Certificate
(iii) Additional Token and Digital Certificate
(iv) Subsequent Annual Digital Certificate Renewal
 
No charge
No charge
RM74.20 per token
RM53.00 per certificate per token

n/a
n/a


SME*, Commercial & Corporate
(* An enterprise is considered as a Small Medium Enterprise (SME) based on the Annual Sales Turnover of less than RM30,000,000)
Contents Bank charges GST
1. Monthly subscription fee - Inquiry Module RM26.50 per month
2. Monthly subscription fee - Transactional Module RM31.80 per month
3. Security Device:
(i) Setup & Handling Fees (including Courier Charges)
(ii) 2 Tokens and Digital Certificates
(iii) Additional Token and Digital Certificate
(iv) Subsequent Annual Digital CertificateRenewal
 
No charge
No charge
RM74.20 per token
RM53.00 per certificate per token

n/a
n/a

4. Mode of Profile Maintenance:
(i) Self Manage
(ii) Bank To Manage
 
No charge
RM106.00 per annum
 
n/a

Alliance BizSmart Online Banking Transaction Fees & Charges
Type of Transaction Description Transaction Cost (RM) Services Charges (RM) Total Charges (RM) GST
1. Single Transaction ( Online via BizSmart)
Intrabank Transfer ABMB to ABMB No charge No charge No charge n/a
Interbank GIRO (IBG) ABMB to other IBG Banks 0.11 No charge 0.11
RENTAS
(i) Sole Proprietor/SME
ABMB to other RENTAS Banks 2.65
(RM0.53 absorbed by the bank)
No charge 2.12
(ii) Other Corporates
2.65 2.65 5.30
2. Bulk Payment and Payroll
Intrabank Transfer ABMB to ABMB No charge 0.53 0.53
Interbank GIRO (IBG) ABMB to other IBG Banks 0.11 0.95 1.06
RENTAS
(i) Sole Proprietor/SME
ABMB to other RENTAS Banks 2.65
(RM0.53 absorbed by the bank)
No charge 2.12
(ii) Other Corporates
2.65 2.65 5.30
3. Transaction SMS Notification RM0.21 per SMS
Hire Purchase-i
Contents Bank charges GST
1. Service Request
(a) Issuance of duplicate Letter of Release
of Ownership Claim
(b) Issuance of Letter of Consent to JPJ on change
of vehicle engine
(c) Issuance of Letter to JPJ for issuance
of duplicate vehicle registration card
(d) Issuance of Letter to JPJ on interchange
of registration number
(e) Issuance of Letters to Customs and JPJ for
transfer of vehicle to East Malaysia or
vice versa as requested by Hirer
(f) Cancellation or Registration of Ownership
(g) Copy of Registration Card
(h) Copy of Hire Purchase Agreement
(i) Renewal of road tax

RM53.00 per letter

RM53.00 per letter

RM53.00 per letter

RM53.00 per letter

RM53.00 per letter


RM53.00
RM10.60
RM10.60
RM10.60















2. Statement of account and documents (cost for retrieval of documents/ handling/ travelling/telephone charges, etc) RM21.20 & RM1.06 per copy of document
3. Courier service
(a) Within the same state
(b) Not within the same state

RM10.60
RM21.20


4. Settlement charges by third party/ dealer/ other financiers (charges to facilitate retrieval & photocopies of documents, handling/processing & verification, travelling & telephone charges, etc) RM53.00
5. Settlement with other finance company (charges to facilitate handling/processing, travelling/telephone charges, etc) RM31.80
6. Vehicle Inspection ( for transport / travelling, photography / photocopy charges, if required ) RM31.80 - RM53.00
7. e-Hakmilik Transaction Charges RM3.18
8. Stamp Duty RM10.00 per document
9. Audit Confirmation
(a) Within 3 months from the co's FYE
(b) > 3 months from the co's FYE
(c) > 1 year from the co's FYE

RM31.80
RM53.00
RM106.00



10. Compensation charges on late payment 1% p.a. on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.
Remittances
Contents Bank charges GST
1. Cashier's Order (CO)    
(i) Ordinary Cashier's Order
Effective 2 January 2015, RM0.50 cheque processing fee will be levied to the applicant of a cashier's order at the time of application in addition to the stamp duty and commission collected by the bank.
RM5.30 (effective 1 October 2016)
Stamp duty RM0.15
Cheque processing fee of RM0.53 per cheque


(ii) Cashier's Order for MIDF/MIH Share Issue
RM5.30 (effective 1 October 2016)
Stamp duty RM0.15
No charge and waiver of stamp duty for account holders


n/a
(iii) Replacement of lost/stolen/default and damaged Cashier's Orders
Service charge of RM10.60
The appropriate stamp duty on the Letter of Indemnity for reported lost Cashier's Order is to be borne by the customer

(iv) Repurchase of Cashier's Order
RM5.30 except for Cashier's Order issued for new share applications
2. Demand Draft (DD)    
(i) Demand Draft in Foreign Currency payable overseas
Flat rate of RM2.12 per item for whatever draft amount
(ii) Cancellation and refund/repurchase of Demand Draft (Foreign Currency)
Foreign currency draft is cancelled and repurchased at the day's buying OD Rate of the foreign currency or the original currency quoted rate, whichever is lower (If the original quoted rate was a contracted/special rate, please refer to Forex Department, Head Office). Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank

A service charge of RM10.60 is levied for each repurchase of foreign currency Demand Draft









(iii) Replacement of lost/stolen/default and damaged Demand Drafts (Foreign Currency)
RM10.60 excluding cable charges and correspondent charges. Applicant to bear the cost of "Stop Payment", which is charged by the correspondent bank
(iv) Cost of "Stop Payment" charged by Correspondent Bank
Applicant to bear cost of cable and the processing cost as imposed by the correspondent bank
3. Telegraphic Transfer (TT)    
(i) Telegraphic Transfer in Foreign Currency payable overseas
Minimum of RM2.12 per telegraphic transfer for whatever TT amount plus cost of cable incurred

List of cable charges:
USD RM26.50
IDR, THB, PHP & BND      RM14.31
SGD RM7.95
Other currencies RM26.50







(ii) Incidental expenses on Remittances
Commission and actual out of pocket expenses e.g. postage, telephone, fax charges.
Stamp duty


4. Inward Demand Draft    
(i) Foreign Currency Drafts drawn on banks in Malaysia and payable in Malaysia

a. Where the Crediting Bank and Paying Bank are in the same clearing area
b. Where the Crediting Bank and Paying Bank are in different clearing areas
- For draft amount of RM5,000.00 equivalent and below



 
- For draft amount of more than RM5,000.00



By Paying Bank: No charge
By Crediting Bank: No charge


By Paying Bank: No charge
By Crediting Bank:
Flat rate of 0.0318%
Minimum:  RM0.53
Maximum: RM530.00

By Paying Bank & Crediting Bank:
Flat rate of 0.106%
Minimum:  RM5.30
Maximum: RM106.00* and incidental charges
* as per ABM Rules, Section H2(a) for Paying Bank and Section H1(iv) for Crediting Bank



n/a
n/a


n/a








5. Transfers of RM Funds through BNM/Rentas    
(i) For transfer (through RENTAS subject to minimum RM10,000.00)
Service charge of RM5.30 (flat) for each transaction
6. Transfers of RM Funds through Interbank GIRO    
(i) For fund transfer through Interbank GIRO
A flat fee of RM2.12 per transaction irrespective of the amount transfered

For BCA & BSA the 1st. two GIRO transaction, charge at RM0.53 per transaction



7. Collection of Coupons    
(i) Whether cut from bonds in our possession or handled in by clients
Commission of 0.0318% flat on aggregate face amount
Minimum:  RM0.53
Maximum: RM31.80

Insurance, postage and any other related expenses will be for customer's account



8. Negotiable Certificate of Deposits (NCD)    
(i) Charges for splitting of NCDs
RM2.12 per new certificate
Safe Deposit Box (SDB)
Contents Bank charges GST
1. SDB break-in charges
(replacement of SDB keys)
Minimum of RM200.00 per key or actual replacement cost and labour charges to re-open the SDB, whichever is higher
2. SDB key deposits A key deposit of RM200.00 (new account) shall be levied, which shall be refundable on return of the keys upon termination of the lease. This key deposit is no longer refundable once the keys have been reported lost
3. Safe deposit rental Rental rates vary amongst branches (depending on size of box) ✓ *
* Rental for branch in Designated Area (Labuan) is not subject to GST.
Standing Instructions
Contents Bank charges GST
1. Payment Orders and Periodical Payments    
(i) Payment Orders

a. Own account
Internal Transfer to own account within the Bank and within local clearing area/zone
b. 3rd party account
Internal Transfer to 3rd party account within the Bank and within local clearing area/zone
c. Payroll services/salary accounts (within the Bank, payment contra against employer's account over the counter)
d. To other banks (including salary credits)



No charge


RM2.12 per transaction

RM5.30 per employee account for transaction over the counter

RM5.30 per transaction plus actual out-of-pocket expenses



n/a







(ii) Periodical Payments (Standing Order)
Payable within local clearing area/zone
a. Credit of accounts maintained with the same branch


b.


Payable to firms, private individuals and other bodies
c. To Banks for the account of 3rd party


Flat rate of RM2.12
Service charge waived for standing orders (including via AFT) for repayment of financing accounts with the Bank
Flat rate of RM2.12 plus actual out-of-pocket expenses
Flat rate of RM2.12 plus actual out-of-pocket expenses



n/a




(iii) Periodical Payments (Standing Order)
Payable outside clearing area/zone
Charges according to mode of payment plus postage or cable charges, where applicable
(iv) Automatic Funds Transfer (AFT)
A service charge of RM2.12 is to be levied on each cycle of a periodical payment and/or standing instruction irrespective of whether the payment instruction is effected or not effected due to insufficient fund

In addition, the normal remittance commission and other incidental expenses should also be levied

This service charge is waived on all standing instruction for crediting into a financing accounts









n/a
Trade Finance
Contents Bank charges GST
1. Inward Collections    
(i) Documentary Bills in Malaysian Ringgit or Foreign Currency
Commission 0.106% flat plus actual cost
Minimum: RM53.00
Maximum: RM106.00 (Foreign currency)
  RM530.00 (Malaysian currency)



(ii) Clean Bills (including cheques)
Commission 0.106% flat plus actual cost
Minimum: RM31.80
Maximum: RM106.00 (Foreign currency)
  RM530.00 (Malaysian currency)



(iii) Bills dishonoured/Snag bills
a. Holding charge



b.



Representation commission

RM53/USD21.20 per month or part thereof if bill remains unpaid for more than 60 days after due date/first presentation

Representation commission of RM10.60 will be levied for each representation plus actual cost





(iv) Sending advice of dishonoured advice to Remitting Bank
RM10.60 excluding cable and correspondent charges
(v) Cut-off time for same day processing: 4 pm
2. Import Documentary Letters of Credit    
(i) Opening our irrevocable documentary Letters of Credit



Usance irrevocable documentary Letters of Credit




Stand-by Letters of Credit (SBLC)
Commission of 0.106% per month or part thereof on the amount of the LC plus actual cost and correspondent charges, if any.
Minimum: RM106.00

Usance commission - Additional 0.106% per month or part thereof on the amount of the bill plus actual cost from the date of acceptance until maturity of the bill.
Minimum: RM106.00

Commission of 0.106% per month or part thereof on the amount of the LC plus actual cost and correspondent charges, if any.
Minimum: RM106.00














(ii) Opening our revolving irrevocable documentary Letters of Credit
Commission and charges same as 2(i) above.
If subsequently the total drawings thereunder exceed the face amount of the LC (by reason of revolving nature), an additional commission at 0.106% per month or part thereof will be charged on the excess amount from time of opening to maturity of credit
(iii) Any amendments

Amendments to our Letters of Credit for extension/increase in value
Handling fee: RM53.00

0.106% p.m. or part thereof for the extended period/ incremental value (Minimum: RM53.00) plus actual cost


(iv) Cut-off time for same day processing: 4 pm
3. Bankers Guarantee    
(i) Issuance
0.106% per month or part thereof
Minimum: RM106.00 plus actual cost
Handling fee: RM106/-, - where applicable


(ii) Any amendments

Amendment for BG extension/increase amount
Handling Fee: RM53.00

Commission 0.106% p.m. or part thereof for the extended period/incremental value
Minimum: RM53.00 plus actual cost




(iii) Replacement for lost Guarantee
RM53.00 plus actual cost
(iv) Cut-off time for same day processing: 4 pm
4. Shipping Guarantee    
(i) Issuance
Commission 0.106% on the amount of the invoice
Minimum: RM106.00 (LC)
  RM212.00 (Non-LC)


(ii) Shipping guarantee not returned after 3 months from date of issuance
Additional commission at 0.05% per month on amount of invoice after 3 months from date of issuance up to the date of return of Guarantee
Minimum: RM50.00 per month



(iii) Cut-off time for same day processing: 4 pm
5. Outward Bills for Collections - Local    
(i) Clean Bills (Cheques)
[inclusive of Singapore cheques]
0.106% flat plus actual cost
Minimum:  RM31.80
Maximum: RM106.00


(ii) Documentary Bills in Malaysian Ringgit or Foreign Currency (whether or not under Letters of Credit)
Commission 0.106% flat plus actual cost
Minimum: RM53.00
Maximum: RM106.00 (FCY Bills)
  RM530.00 (MYR Bills)



(iii) Snag Bills
If Bill remains unpaid for more than 60 days after due date/first presentation, holding charge of RM53.00 per month or part thereof will be charged from the third month onwards
(iv) Cut-off time for same day processing: 4 pm
6. Outward Bills for Collections - Export    
(i) Documentary Bills in Malaysian Ringgit or Foreign Currency (whether or not under Letters of Credit)
Commission 0.1% flat plus actual cost
Minimum: RM50.00
Maximum: RM100.00 (FCY Bills)


(ii) Snag Bills
If Bill remains unpaid for more than 60 days after due date/first presentation, holding charge of RM50.00 per month or part thereof will be charged from the third month onwards
(iii) Cut-off time for same day processing: 4 pm
7. Outward Bills Purchased/Negotiated/Discounted - Local    
(i) Clean Bills (Cheques)
Commission 0.106% flat plus actual cost
Minimum: RM53.00
Maximum: RM106.00 (FCY Bills)
  RM530.00 (MYR Bills)



(ii) Documentary Bills (Local)
a. Sight and Usance Documentary Bills not involving our acceptance (whether or not under Letters of Credit)


b.


Usance Bills under Letters of Credit requiring our acceptance

Commission 0.106% flat plus actual cost
Minimum: RM53.00
Maximum: RM106.00 (FCY Bills)
  RM530.00 (MYR Bills)

As above plus acceptance commission 0.106% per month plus actual cost
Minimum:  RM53.00








(iii) Cut-off time for same day processing: 4 pm
8. Outward Bills Purchased/Negotiated/Discounted - Export    
(i) Documentary Bills
a. Sight and Usance Documentary Bills not involving our acceptance (whether or not under Letters of Credit)

b.

Usance Bills under Letters of Credit requiring our acceptance

Commission 0.1% flat plus actual cost
Minimum: RM50.00
Maximum: RM100.00 (FCY Bills)

As above plus acceptance commission 0.1% per month plus actual cost
Minimum:  RM50.00







(ii) Cut-off time for same day processing: 4 pm
9. Inward Documentary Letters of Credit - Local    
(i) Advising original Letters of Credit to beneficiary without engagement on our part
RM37.10 flat plus actual cost (Customer)
RM58.30 flat plus actual cost (Non-Customer)

(ii) Advising amendment to beneficiary
RM37.10 flat plus actual cost (Customer)
RM58.30 flat plus actual cost (Non-Customer)

(iii) Adding our confirmation
0.106% per month or part thereof
Minimum:  RM106.00

(iv) Transferable Letters of Credit
0.106% flat on the amount transferred plus actual cost
Minimum:  RM106.00
Handling fee: up to RM212.00



(v) Any amendments to Transferred LCs

Amendment to increase in value
Handling fee RM53.00 flat plus actual cost

Additional 0.106% flat on the incremental value plus actual cost
Minimum:  RM106.00




(vi) Checking Fee for documents under Export Letter of Credit
RM53.00 flat per transaction
(vii) Cut-off time for same day processing: 4 pm
10. Inward Documentary Letters of Credit - Export    
(i) Advising original Letters of Credit to beneficiary without engagement on our part
RM35.00 flat plus actual cost (Customer)
RM55.00 flat plus actual cost (Non-Customer)

(ii) Advising amendment to beneficiary
RM35.00 flat plus actual cost (Customer)
RM55.00 flat plus actual cost (Non-Customer)

(iii) Adding our confirmation
0.1% per month or part thereof
Minimum:  RM100.00

(iv) Transferable Letters of Credit
0.1% flat on the amount transferred plus actual cost
Minimum:  RM100.00
Handling fee: up to RM200.00


(v) Any amendments to Transferred LCs

Amendment to increase in value
Handling fee RM50.00 flat plus actual cost

Additional 0.1% flat on the incremental value plus actual cost
Minimum:  RM100.00




(vi) Checking Fee for documents under Export Letter of Credit
RM50.00 flat per transaction
(vii) Cut-off time for same day processing: 4 pm
11. General    
(i) Compensation charges on late payment
1% p.a on instalment amount overdue, accruing from the due date up to the date of settlement. For maturity facility, prevailing daily overnight Islamic Interbank Money Market (IIMM) will be imposed on the overdue principal accruing from the expiry date up to the date of settlement.